
Apply for MEPCO Bill Installments – Step-by-Step Process (2025)
Since the COVID-19 epidemic, Pakistan’s economy has faced difficulties, which have made everything from petrol to electricity more expensive. Because of the situation, many Pakistanis have trouble meeting their first electricity bill each month.
WAPDA has made it possible for customers to pay their MEPCO bills in three or four easy installments. It is meant to help ease that stress. It is available to all qualified customers. They will benefit from better control over their energy usage.
When your power/electricity charges are too high, this service is available to you. If you phone the MEPCO helpdesk, you can arrange an installment plan for your energy bill.
It is possible to see and pay your last Mepco bill here.
You can also go to your nearest MEPCO Subdivision Office and ask SDO or other officials for assistance with getting Mepco bill installments.
They will lead you through each process and show alternatives for paying your electricity bill.
MEPCO Bill Installment Plan Guide – Everything You Need to Know
It isn’t always possible to convert your MEPCO bill into small, installment payments using a set method. You can go through this method whenever you need to, even when your bill is overdue.
Table of Authorities & Installment Plans:
To find out who can take your request for an installment payment at MEPCO, check the table below based on your bill amount.
Bill Amount (PKR) | Authorized Officer | Installment Plan |
5,000 – 10,000 | SDO (Sub Divisional Officer) | Up to 2 installments |
20,000 – 50,000 | XEN (Executive Engineer) | Up to 3 installments |
Above 100,000 | Manager (Higher Authority) | Up to 4 installments |

Step 1: Visit Your Nearest MEPCO Office
Go to your local MEPCO sub-division or divisional office during the time they are working.
Step 2: Contact the Concerned Officer
· You should make contact with either SDO, XEN or higher up to talk about your bill.
· Is your financial situation satisfying? Should the amount be higher than you can afford, feel free to request a special installment plan.
Step 3: Submit a Written Application
· Write a letter asking the installment to pay your bills.
· Please attach the following documents:
o Your current MEPCO bill.
o Your CNIC if requested.
Step 4: Approval & Installment Plan Setup
· The officer will handle and process your request.
· After you get your approval, your bill will be paid in either two or four equal amounts.
Step 5: Pay Installments on Time
· Be sure to pay your bills by the due date to keep them from being charged extra or taken away.
· It helps you keep a closer eye on your electrical costs.
Please look at the Mepco billiing website checkmepcobill.pk for information about paying your bill installments.
How to Pay MEPCO Bill Installments?
The only way to pay your MEPCO bill is by going to the bank or specific post office that takes these payments. You will not find installment payments listed on the billing portal. Direct banking is required, since you cannot bank with JazzCash, Easypaisa or mobile apps for this.
Where to Pay Your MEPCO Bill Installments?
Authorized Banks (Ask your nearest bank branch if they accept MEPCO installment payments)
Post Office Branches
Important Notes:
· Always carry the copy of your installment bill slip when you pay your bill.
· Hang on to the receipt to show that you paid the loan.
Please find information on Mepco bill payments and the Mepco bill Calculator here.
FAQS about Mepco bill installments:
For whom are MEPCO’s payment installment plans open?
Customers facing difficulty paying their power bill can request an installment plan. If a bill is for any amount and depending on the customer’s finances, the MEPCO officer chooses if it should be approved or denied.
How often can I split up my MEPCO payment?
The total amount on your bill shows you the number of instalments you must make.
The SDO approves 5K to 10K PKR loans in two separate installments.
Between 20K and 50K PKR, you can choose to repay your Welcome Loan in 3 installments, according to XEN’s approval.
When the payment is above 100,000 PKR, the financing company offers 4 installments that must first be set by the manager.
Can I use the internet to pay my MEPCO installment bill?
At this time, installment bills cannot be paid using mobile apps or internet banking. You should visit the right bank or post office to make your payment.
What do I need to show in order to set up a payment plan with MEPCO?
What the company/MEPCO does is ask for an installment request form to be filled out by applicants.
· Your last MEPCO bill needs to be provided.
· CNIC is only needed if required by the officials
How can I make an installment payment on my MEPCO bill?
Based on the amount of the electricity bill, apply to the SDO, XEN or Manager of the MEPCO office in your area. When your bill is set, the charges will be spread evenly across the stated payments in installments.